Fast funding for life's emergencies
When something unexpected hits, get a fixed 10% APR personal loan funded in as little as 24 hours — no collateral and no upfront fees.
24-hour funding goal
Once you sign and verify your bank, we aim to fund within 24 hours.
No upfront cost
Nothing to pay to apply — $0 origination fees, ever.
Apply any time
The application is online and takes only a few minutes to complete.
How it works
Apply in minutes
Tell us how much you need and a few details about your income and housing. It takes about 3 minutes and won't affect your credit score.
Verify your details
Securely connect your bank so we can confirm your account, then e-sign your agreement. A specialist may call to confirm a few details.
Get funded
Once you're approved and verified, we send your funds by ACH — typically within 24 hours of signing.
Frequently asked questions
Every approved applicant receives the same fixed 10% APR. The rate does not vary by credit score, loan amount, or term.
Ready to get started?
Check your rate for a $2,000.00–$50,000.00 loan at a fixed 10% APR. It won't affect your credit score.